If you are looking for a mortgage product that suits you, you may see a three-year fixed rate product that is much cheaper than the floating rate. What is the structure of these products? Also, if you think about the total for 35 years, will you finally make a profit? Here, a cheap 3-year fixed rate of 0.39% and a floating interest rate of 0.525%.
Which is better if you borrow this for 30 million yen for 35 years? In addition, we are calculating specifically how much the difference will come out.
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1. Explain the difference between floating interest rate and fixed for 3 years, full year preferential treatment
2. Calculation for 35 years of floating interest rate
3.3 years fixed 35 years calculation
Explain if there is a merit in fixing 4.3 years
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Home loan payment with retirement allowance! Is that correct? Residential FP explains
(Explanation in Japanese)
What are the merits of making a mortgage in your 30s and the key points for choosing a product?
(Explanation in Japanese)
For individual consultation, contact Sekine of “Investment Condominium SOS”.
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★ Katsunao Sekine ★ Appeared on TBS TV "Hirobi!"
Former windsurfing professional instructor.
In 2004, he started working as a financial planner for housing, insurance and asset management.
At first, while receiving a wide range of money-related consultations, mainly housing purchase consultations and mortgage consultations, we learned that there were many people who were deceived and bought one-room apartments, and since 2011 they have been investing in one-room apartments. Launched “Condominium SOS for Investment”, a specialized service to save customers who have been deceived.
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